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My strengths are in personal and commercial credit analysis, financial structuring, and community outreach. My banking philosophies are built on conservative practices. I have a passion for teaching financial literacy to clients and the rest of the community.

In college, I was a student assistant coach/ walk-on at David Lipscomb University under head coach Don Meyers and was a recruiting assistant/walk-on at the University of Tennessee under head coaches Jerry Green and Buzz Peterson. I am an East Nashville native, an Eagle Scout and "Basketball Aficionado". 

My financial services background began with Wells Fargo Financial in Knoxville,TN. I transitioned my client base to Regions Bank in Franklin, where after two years I was promoted to business banking sales manager for the southern region of Middle Tennessee. From January 2012 to August 2013 I trained as an underwriter for Regions Large Corporate and Middle Market group. I was employed with Regions Bank, BB&T and Pinnacle Financial Partners for over 19 years. I am currently serving as Chief Relationship Officer for Citizens Saving & Trust Bank with the Greater Tennessee market responsibilities.

My wife is Jessica McGruder, we have three children Marlee , Ansley and William. My family lives in Brentwood, TN. I currently serve on the board of directors for KIPP Academy Nashville. I have been active as a volunteer and community partner with several other organizations such as; CE McGruder Family Resource Center, Williamson County Chamber of Commerce, Leadership Franklin, Boy Scouts of America, New Hope Academy Board of Trustees, Nashville Celtics AAU basketball program. and Junior Achievement. 

I have a Masters of Business Administration with a minor in Healthcare Administration from Trevecca Nazarene University.

Jeffery W. McGruder II, MBA

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